What a check shows and what it doesn't.
BeneFy combines free comparisons with AI-supported portfolio management. The individual web checks, sample results and a mandate each have different roles.
Note the guidance in each check: a sample calculation, a saved result or a local dossier is neither a binding offer nor an assigned mandate.
Follow the inputs and results
Your needs and existing insurance form the starting point. The web checks display their current data and feature status. Demonstration values are not current market prices; check premiums and benefits against the insurer's own information.
Tell the sample check and AI management apart
The sample check on this website uses fixed rules for illustrative strategies. It is not ongoing AI monitoring of your portfolio. Portfolio management is a separate service with its own mandate; it is not activated by filling in a form.
Terms and conditions remain decisive
Basic insurance (KVG) and supplementary insurance (VVG) are reviewed separately. AI can make mistakes and cannot guarantee acceptance or savings. Review exclusions, health checks and notice periods. Do not cancel existing supplementary insurance before receiving written confirmation of acceptance.