When income is lost long term.
Place private incapacity benefits alongside social insurance and occupational pensions. The questionnaire does not replace an individual needs or health assessment.
Start the work incapacity check
Create your profile and get suggested insurance areas before starting a check.
Record existing protection
Existing benefits from disability insurance, occupational pensions and private contracts can interact. What you are actually entitled to must be checked against your documents.
Definitions decide
Benefit triggers, waiting periods, duration and pension assessment differ. Incapacity for work is not automatically the same as being unable to practise your previous profession.